Prepaid Gift Balance have a legitimacy period. Most banks issue it with a legitimacy of 1 year.
An ostensible expense of Rs.50 – Rs.100 + administration charge is charged as joining charge when you buy the prepaid gift card. On account of loss of card, a comparative sum is charged for a card substitution. A few banks demand comparative sums towards different charges like requiring actual explanations, recovery of the PIN, crossing out and so forth